Dear Debt: A Story About Breaking Up With Debt

Dear Debt: A Story About Breaking Up With Debt

In her debut book Dear Debt , personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt Finalist at 7th Annual Plutus Awards for "Best New Personal Finance Book" "As someone who has read numerous financial planning and debt reduction books, I loved Dear Debt . It was written in a personal but authoritative style that was well researched. Dear Debt is highly recommended." - Danita Dyess for Readers' Favorite Melanie Lockert is the personality behind the award-winning blog, Dear Debt, where she chronicled her journey out of $81,000 in student loan debt. Through her blog, she inspires readers to break up with debt by writing their very own breakup letter to debt. In 2015, Melanie (and her journey out of debt) was named one of the top five most inspiring personal finance stories of the year by Yahoo! Finance . She currently works as a freelance writer and event planner. Melanie and her work have appeared in Business Insider, The Huffington Post, Yahoo! Finance, INC , and more. Originally from the Los Angeles area, Melanie moved to New York City to attend New York University. She holds a Bachelor of Arts in Theater and a Master of Arts in Performance Studies. After stints in New York City and Portland, Oregon, she returned to Los Angeles, where she currently resides.