12 LESSONS FOR FINANCIAL LITERACY: The real lessons schools should have taught you.

12 LESSONS FOR FINANCIAL LITERACY: The real lessons schools should have taught you.

Why do people go broke? Why do people ruin their credit? Why are most people living check to check with no assets and retirement savings? Is there a reason why so many people are in debt? Do you understand why some people pay over 20% interest on a car payment? Why do some people pay monthly rent higher than what a mortgage would be? The answer is rather simple. Most people are not financially literate, and it is profitable for certain businesses to keep it that way. This book is designed to give readers the financial blueprint to understand the basics of personal finance. It will hopefully change how you view and manage your money and financial affairs. This is not your typical get rich quick dream book. This book is entitled, "12 lessons to financial literacy", and it is designed to give you the basics of personal finance. This information should have been taught in school, and Daniel Hardrick helps you by starting with the basics. A basic foundation and understanding of personal finance is key. These lessons explore important topics such as understanding your credit, balancing a checkbook, creating a budget, and etc. In addition, the lessons lead up to more challenging lessons like the basics of building wealth with stocks, bonds, real estate, and other investments. There are 12 financial lessons designed to increase your financial literacy.